As a business owner with employees, you have an obligation to make sure your employees are working in a safe atmosphere in an effort to minimize the risks of injuries. However, regardless of how safe the work environment, injuries and accidents WILL happen. In fact, over 2.9 million injuries, per year, happen in the workplace. [...]
Winter is no stranger to bad weather and poor driving conditions. In fact, with winter storms on the forecast, you can expect to see a rise in auto accidents. Regardless of how careful you are when you get behind the wheel during these winter months, accidents can still happen. Remember it’s not just yourself you [...]
Whether you are considering a new business venture or already a business owner, you realize there are many tasks and responsibilities to consider. Finding the perfect business location, filing/signing all the legal documents, hiring suitable staff, and investing in business equipment are all part of the long list of things you must do in order [...]
If you are currently a renter or have ever rented an apartment or unit, you may or may not have obtained any type of renter’s insurance. In fact, according to the Insurance Information Institutes 2018 Poll, only 46 percent of renters had renters insurance. While the majority of homeowners have homeowners insurance protection, many renters [...]
As a homeowner, you need the right type of insurance protection to safeguard your home and contents from covered losses, but have you ever wondered how your rate is determined? There are many variables taken into consideration when your homeowners premium rate is established, although each insurance company rates differently. Find out what you may [...]
Since the Pandemic and the consequential quarantines, lockdowns, and working from home (WFH), more and more people are suffering from quarantine fatigue. Now while that may mean going to parties and bars for younger people, it probably means something completely different for adults that are now working from home. Business dealings are now being handled [...]
With the holidays fast approaching, there will be holiday gatherings with family and loved ones which means the alcohol may be flowing more freely. This time of the year also means auto accidents occur more frequently, some of the time due to distracted drivers, weather conditions, or more often, driving under the influence. So, as [...]
With Thanksgiving and Christmas just around the corner, your kitchen will most likely be filled with family and loved ones along with lots of holiday foods! While you may cook most days, your oven and stove top may be getting extra use during the holiday season. Cooking all the holiday foods such as turkeys, hams, [...]
Each time you get behind the wheel of a car, it is your responsibility to practice safe driving practices; however, many people are driving while distracted. In fact, in 2016, according to the National Highway Traffic Safety Administration (NHTSA) and the U.S. Department of Transportation, approximately 400,000 people sustained injuries from auto accidents caused by [...]
In life, you can always expect the unexpected. Unfortunate scenarios happen all too frequently and regardless of how careful you are, situations can happen that can be devastating, both emotionally and financially. If you have never heard of an “umbrella”, then you aren’t alone, but what you need to know about having umbrella insurance protection [...]
