If you own a car, you know how expensive it can be, especially if it’s a new car. Think about it…car payments, gas, maintenance, tires, and auto insurance all add up quickly. In fact, the national average cost of car insurance in 2020 was $1555 with some states being much higher, depending on where you [...]
Insurance, of all types, is there for your protection, but there are some aspects of insurance that many people don’t understand or grasp completely. If you have ever experienced an automobile accident, for example, you may be surprised to hear from the insurance company that you are responsible for a portion, before any payments are [...]
Your home may be your biggest investment yet so protecting your home and all your valuables just makes sense, right? Sounds simple enough, but did you know that a house fire happens every 87 seconds in the U.S.? A house fire can destroy your home and everything in it very quickly, leaving you financially and [...]
Statistics show that every two seconds, someone becomes a victim of identity theft. While criminals diligently find ways to steal your identity on many various levels, credit card fraud is still one of the fastest growing forms of identity theft in the U.S., resulting in staggering losses over $20 billion each year. With so much [...]
Home improvement scams are on the rise, and you need to be aware of how this can impact you financially. In fact, The FTC (Federal Trade Commission) reports there are staggering amounts of home repair/improvement fraud impacting thousands of people, especially the elderly, who remain high on the target list. One of the top scams [...]
Your business is unique, and you know the importance of having the right commercial insurance that will adequately protect all your business needs. While each business may have its own set of uniquities, commercial insurance does have some common coverage options that every business needs. Whether your business is a one-person office, or a building [...]
Summertime is here! For some, that may mean vacations, travel, and fun and sun; while for others, it may mean plotting scams. Fraudsters can victimize others at any given time, but during the summer months, scam rates coincidingly go up and you need to be careful. Summer sets the stage for scam artists who know [...]
Identity theft is not a new problem. In fact, it has been around for decades, but with growing technology and more sophisticated measures being taken by hackers, it is now a more extensive problem in the U.S. Did you know that one out of 15 people in the U.S. has fallen victim to identity theft? [...]
This year, your small business may have faced many challenges, both positive and negative. Trying to embrace the new “normal” may have meant facing many changes head on. As the world changed over the past year or two, so might have your insurance needs. Exposures can change quickly within your N.C. business, and you may [...]
In our high-tech world and with technological developments, cyber-attacks are a big business. Business of all types, big or small, are targets to hackers looking to steal your business and personal information and if they find their way in, your online retail business may be shut down. Your main objective is to safeguard your online [...]
