Loaning your car- a good idea? It seems harmless enough when you hand your keys over to someone who asks to use your car, until an auto accident occurs. That’s when the confusion sets in and you may reconsider whether that was a good idea after all. If you aren’t clear on the coverage issues [...]
As a business owner, you understand that your business needs and deserves the right insurance protection, but have you considered more than just the protection of your building structure and its contents? Every day your business may be losing money due to business crimes, which is why you need to consider business crime insurance TODAY. [...]
Flooding happens when you live near water so you don’t need to worry about flood damages to your home since you live inland, right? Wrong! Over 25% of flood claims come from homes in low-to-moderate flood risk areas and regardless of where you live, your flood risk is on the rise. Without the right insurance [...]
The truck driving industry can be inherently risky, especially if you are a new venture driver. Finding the right type of business insurance for your start up trucking company may seem expensive and complicated, but it doesn’t have to be if you know some important facts regarding trucking insurance for new ventures. Finding Insurance Doesn’t [...]
Acquiring life insurance is something you may not consider doing until your later years; however, now may be the best time if you are in good health. If you have a family or anyone who depends on you financially, life insurance may be essential to your loved ones’ well being should something unexpected happen to [...]
Spring and summer are popular times of year that contractors typically find themselves flooded with jobs due to the nice weather and an improving economy. However, having plentiful job opportunities doesn’t come without some difficulties associated with some common risks with which artisan contractors are associated. Without the right type of N.C. contractors insurance, you [...]
North Carolina mandates that if you own and operate a vehicle you must carry at least the minimum limits of liability auto insurance as required by the State. However, trying to find the coverage you need may not be as affordable as you think because of your insurance score. Before you shop around for the [...]
Owning and operating a vehicle means you must carry auto liability insurance protection on that vehicle, as mandated by the state of North Carolina. Keep in mind this law sounds good in theory, but reality suggests otherwise. Just because insurance is mandated doesn’t mean every driver is operating their car with insurance or that those [...]
You may have heard of the Drive Safe Act, but if not, the “DRIVE” acronym stands for Developing Responsible Individuals for a Vibrant Economy. Some people are shocked to learn that if passed, you will be seeing 18-21 year olds driving 18-wheelers across the country, where as now you must be 21 years old to [...]
If you are in the business of renting your home or a room to others, you may consider your N.C. homeowners insurance policy adequate for property and liability coverage; but what you may not know about insuring your VRBO (Vacation Rental By Owner) or Airbnb, is that your N.C. homeowners insurance excludes coverage for vacation [...]
