Whether you are considering a new business venture or already a business owner, you realize there are many tasks and responsibilities to consider. Finding the perfect business location, filing/signing all the legal documents, hiring suitable staff, and investing in business equipment are all part of the long list of things you must do in order [...]
If you are currently a renter or have ever rented an apartment or unit, you may or may not have obtained any type of renter’s insurance. In fact, according to the Insurance Information Institutes 2018 Poll, only 46 percent of renters had renters insurance. While the majority of homeowners have homeowners insurance protection, many renters [...]
As a homeowner, you need the right type of insurance protection to safeguard your home and contents from covered losses, but have you ever wondered how your rate is determined? There are many variables taken into consideration when your homeowners premium rate is established, although each insurance company rates differently. Find out what you may [...]
Since the Pandemic and the consequential quarantines, lockdowns, and working from home (WFH), more and more people are suffering from quarantine fatigue. Now while that may mean going to parties and bars for younger people, it probably means something completely different for adults that are now working from home. Business dealings are now being handled [...]
With the holidays fast approaching, there will be holiday gatherings with family and loved ones which means the alcohol may be flowing more freely. This time of the year also means auto accidents occur more frequently, some of the time due to distracted drivers, weather conditions, or more often, driving under the influence. So, as [...]
With Thanksgiving and Christmas just around the corner, your kitchen will most likely be filled with family and loved ones along with lots of holiday foods! While you may cook most days, your oven and stove top may be getting extra use during the holiday season. Cooking all the holiday foods such as turkeys, hams, [...]
Each time you get behind the wheel of a car, it is your responsibility to practice safe driving practices; however, many people are driving while distracted. In fact, in 2016, according to the National Highway Traffic Safety Administration (NHTSA) and the U.S. Department of Transportation, approximately 400,000 people sustained injuries from auto accidents caused by [...]
In life, you can always expect the unexpected. Unfortunate scenarios happen all too frequently and regardless of how careful you are, situations can happen that can be devastating, both emotionally and financially. If you have never heard of an “umbrella”, then you aren’t alone, but what you need to know about having umbrella insurance protection [...]
The spring and summer months typically correlate with severe thunderstorms, but during any time of the year, severe weather conditions can pop up. With fall approaching, wet weather can be expected and with winter, you can also expect ice, and snow that may result in fallen trees on your property. As a result, you need [...]
Unless you live in California or on the West Coast, you may not give a second thought to experiencing an earthquake, but maybe you should. In August, North Carolina experienced an earthquake in Sparta of a magnitude of 5.2 and could be felt as far as 300 miles away. Consider this your wakeup call. Earthquakes [...]
