In today’s society and especially now during the Pandemic, more and more people have set up shop in their own homes. Operating your business from home certainly has its perks, but if an unfortunate situation or accident occurs, will you have adequate insurance protection for your business? If you think your N.C. homeowners insurance policy [...]
The trucking industry in the United States is the “backbone” of our economy as we rely heavily on the transportation of goods, especially now during the Pandemic. Truck drivers are hailed as “essential” to our society and you may see an increasing rise in the number of people who wish to pursue this type of [...]
Owning a home means you will inevitably encounter some type of homeowners claim, such as a plumbing issue, damaged property, or theft, to name a few. Regardless of the unexpected situation, you will be faced with damage to your home or property, some of which can be quite costly. Knowing some of the most common [...]
In our world today, everything revolves around technology. Whether in cars, grocery stores, restaurants or coffee shops, you will find people staring at their phones or working on the computers and while there are many perks to this, there is also a significant downside to it. Did you know that some of those people you [...]
Regardless of how careful you are, accidents can still happen and when they do, stress abounds. It is never convenient to incur auto damages, but what if your car is rendered a total loss? With rising costs of auto repair/replacement parts, along with soaring labor fees, a total loss may not be as surprising as [...]
Just a few years ago you purchased a car that was brand new, but as the years have gone by and the mileage has increased, you may find your N.C. auto insurance policy may need to be adjusted. When you drove out of the car lot, you most likely took out full auto coverage, either [...]
As a business owner, you must prioritize day-to-day operations, assess potential risks that could threaten your business, and minimize those risks by investing in the right type of insurance protection. While it may sound easy enough, there are many factors to consider when purchasing business insurance for your livelihood. While price may be an initial [...]
The number of unmarried couples living together continues to increase, which CAN save individuals money on the forefront, but what you may not know is that these same people could be faced with lawsuits or auto insurance claims where coverage is denied. Being at this type of risk could be financially overwhelming for unmarried couples. [...]
Owning a dog can be very rewarding, but may come with its share of risks, especially if your dog bites someone. Approximately 4.5 million people are victims of dog bites per year according to the Centers for Disease Control and Prevention. Although your N.C. homeowner’s insurance typically provides liability coverage for dog bites, up to [...]
Perhaps you have heard of a Consent to Rate form, but never paid much attention to what it involves, until NOW. You just received one in the mail and now you NEED to know how it pertains to you. Find out how a Consent to Rate Letter affects you and what you need to do [...]
