Owning a dog can be very rewarding, but may come with its share of risks, especially if your dog bites someone. Approximately 4.5 million people are victims of dog bites per year according to the Centers for Disease Control and Prevention. Although your N.C. homeowner’s insurance typically provides liability coverage for dog bites, up to [...]
Perhaps you have heard of a Consent to Rate form, but never paid much attention to what it involves, until NOW. You just received one in the mail and now you NEED to know how it pertains to you. Find out how a Consent to Rate Letter affects you and what you need to do [...]
Discussing life insurance isn’t something you may wish to discuss, but maybe you should. Most people have countless questions regarding how much is necessary, if necessary at all, and what type of life insurance should be purchased. This type of insurance doesn’t have to be complicated if you are aware of some typical life insurance [...]
Restaurant owners are faced with a multitude of responsibilities and obligations all while prioritizing an eating establishment that offers patrons outstanding food and expert customer service in an inviting and clean atmosphere. However, in an instant, catastrophe can strike, threatening to destroy everything you have worked so hard to build. Without the proper insurance protection, [...]
Being asked to serve as a board member for any Non-Profit Organization may seem like an honor and a privilege; however, there is more to your board member role than assisting in making executive decisions and facilitating organizational success and growth. One essential role BEFORE agreeing to serve as a board member is to research [...]
As a trucking business owner, you know the importance of your business reputation and how it impacts your business success. Building your business takes years; however, it only takes a short time to ruin your business if certain guidelines and safety issues aren’t in place. As you know, your business depends heavily on your fleet [...]
Regardless of the time of year, power outages happen. Whether its severe thunderstorms and wind in the summer, or snow and ice in the winter, trees and utility lines can fall putting us all in the dark. While an inconvenience, it’s a good idea to follow power outage preparation to ensure staying safe until your [...]
As a business owner, you realize you need the right business insurance protection but knowing the different types of insurance may seem confusing. Before you invest in any type of business insurance protection, it is essential you know the difference between occurrence versus claims-made insurance so you get the type of insurance that best suits [...]
Loaning your car- a good idea? It seems harmless enough when you hand your keys over to someone who asks to use your car, until an auto accident occurs. That’s when the confusion sets in and you may reconsider whether that was a good idea after all. If you aren’t clear on the coverage issues [...]
As a business owner, you understand that your business needs and deserves the right insurance protection, but have you considered more than just the protection of your building structure and its contents? Every day your business may be losing money due to business crimes, which is why you need to consider business crime insurance TODAY. [...]
