The Effect Your Insurance Score May Have on Your N.C. Insurance Premium

North Carolina mandates that if you own and operate a vehicle you must carry at least the minimum limits of liability auto insurance as required by the State. However, trying to find the coverage you need may not be as affordable as you think because of your insurance score. Before you shop around for the [...]

2019-10-10T19:20:27+00:00May 17th, 2019|

Helpful Tips to Avoid the Possibility of Uninsured Motorist/Underinsured Motorist Drivers

Owning and operating a vehicle means you must carry auto liability insurance protection on that vehicle, as mandated by the state of North Carolina. Keep in mind this law sounds good in theory, but reality suggests otherwise. Just because insurance is mandated doesn’t mean every driver is operating their car with insurance or that those [...]

2019-10-10T19:20:27+00:00April 26th, 2019|

What Do You Think of the Drive Safe Act?

You may have heard of the Drive Safe Act, but if not, the “DRIVE” acronym stands for Developing Responsible Individuals for a Vibrant Economy. Some people are shocked to learn that if passed, you will be seeing 18-21 year olds driving 18-wheelers across the country, where as now you must be 21 years old to [...]

2019-10-10T19:20:27+00:00April 12th, 2019|

What You May Not Know About Insuring Your VRBO or Airbnb

If you are in the business of renting your home or a room to others, you may consider your N.C. homeowners insurance policy adequate for property and liability coverage; but what you may not know about insuring your VRBO (Vacation Rental By Owner) or Airbnb, is that your N.C. homeowners insurance excludes coverage for vacation [...]

2019-10-10T19:20:27+00:00March 29th, 2019|

Some Inexpensive Ways to Prevent Your Home from Being Burglarized

Home burglary is a quick way for burglars to get cash, jewelry, televisions, and computers, which is why there are break-ins about every 15 seconds. Will your home be the next target or have you taken the time to invest in some inexpensive ways to prevent your home from being burglarized? Unlawful entry into your [...]

2019-10-10T19:20:27+00:00March 15th, 2019|

Common Reasons You May Need to Invest in Ordinance or Law Insurance Coverage

Running a business can come with its share of perks, but with the good you can also expect to endure some challenges that may jeopardize your financial standing if you don’t have the right N.C. business insurance.  Suffering any type of damages to your building may equate to repairs and/or replacement and that’s where some [...]

2019-10-10T19:20:28+00:00February 22nd, 2019|

If You Receive Notice That Your N.C. Auto Liability Insurance is Ceded, Will You Know What It Means?

If you own/operate a vehicle, N.C. mandates that you carry auto liability insurance on that vehicle and while that may sound easy enough, it can sometimes be more difficult than it sounds.  Having a poor driving record revealing multiple motor vehicle accidents and/or violations could be a game changer when it comes to either getting [...]

2019-10-10T19:20:28+00:00February 8th, 2019|

Why You May Need Special Event/Wedding Insurance

Special events happen all the time, so whether you are getting married, hosting an engagement party, or celebrating a close friend’s retirement at a special venue, you need to be prepared. Planning special events takes a lot of time, money, and commitment and while you hope for the picture perfect celebration, things can go awry [...]

2019-10-10T19:20:28+00:00January 25th, 2019|

Issues That Are Frequently Associated With Insuring Older Homes

Finding the house of your dreams may mean visiting many homes that are on the market to find the one that best fits your personality and suits your taste; after all, it may be your biggest investment yet. If you tend to prefer the charm of older homes, you need to consider some factors when [...]

2019-10-10T19:20:28+00:00January 11th, 2019|

How to Protect Your Vacant Home

Having N.C. homeowners insurance for the protection your home deserves isn’t as simple as it might appear, for your policy comes with provisions, conditions, and exclusions. Many people don’t realize that if you leave your home for an extended period of time that it could compromise your homeowners insurance coverage. According to the National Association [...]

2019-10-10T19:20:28+00:00December 28th, 2018|