If a neighbor’s tree falls on my house and causes damage, will my homeowners insurance cover it or will their insurance cover it?

If a neighbor’s tree falls on my house and causes damage, will my homeowners insurance cover it or will their insurance cover it?

If a covered peril caused the tree to fall causing damage to your home, your homeowners insurance will pay for your damages. However, if that particular tree or limb were dead/diseased and as a result falls, your neighbor would be responsible.

2018-07-17T00:38:01+00:00July 17th, 2018|

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