Call 828-464-2643 Today. We Will Find the Best North Carolina Group Health Insurance for Your Business at the Best Price!
As a small business owner, you understand the importance of your employees and having them remain healthy by having access to medical care means better productivity for you and your business, which brings up the topic of heath insurance. There are many health care insurance questions that many people have and it can be quite confusing trying to figure out which group health insurance plan is best for you and your employees. The good news is that we will find the best North Carolina group health insurance for your business at the best price.
What is Group Health Insurance?
Group health insurance is health insurance that is provided to a select group of people (such as employees) where each person in the group has the exact same benefits regardless of age, health, or any preexistent conditions, unlike an individual health insurance plan where the premium varies person to person based on many factors. The premium for group health insurance is decided based on an estimated age distribution of the entire group and takes into account the size of the group and business.
Benefits of Group Health Insurance
- Because the risk is spread out among the entire group, the premium cost is lower
- No one person can be denied coverage
- You only need 1 employee on the payroll to qualify for group health insurance
- You can shop for coverage at any time
- You can add employees or delete employees (when someone is hired or leaves the business) as needed
- Premiums are typically locked in for the year
- Members of the group health insurance policy will typically be eligible to renew
- The Affordable Care Act states that the pre existing injuries/conditions of any person in the group has no bearing on the rate of the group health insurance.
There are many appealing qualities of group health insurance and we, at Twin City Insurance, understand your desire to protect your business and employees with the right type of group health insurance that is affordable for you. Our N.C. independent insurance agency can assess your business group by the number of people, size of your business, and ages of your current employees and provide a quote on group health insurance that is right for your specific N.C. business.
From our Newton location, we provide quality insurance protection throughout North Carolina, and particularly in the communities of Newton, Conover, Lenoir, Hickory, Lincolnton, Lake Norman, Statesville, and Gastonia. We are an independent insurance agency offering coverage from several of North Carolina’s top rated insurers. Call us at 828-464-2643 today and we’ll do the shopping for you.